Payments default settlement cycle (T+2)

Assume settlement schedule for a payment is T+3
settlement holiday example

Note: Bank holidays aren’t counted as working days.

# Date Name
1 19/02/2025 Chhatrapati Shivaji Maharaj Jayanti
2 26/02/2025 Mahashivratri
3 14/03/2025 Holi (second Day) - Dhuleti/dhulandi/dol Jatra
4 31/03/2025 Ramzan-id (id-ul-fitr) (shawal-1)/khutub-e-ramzan
5 01/04/2025 Banks To Close Their Yearly Accounts
6 10/04/2025 Mahavir Janmakalyanak/mahavir Jayanti
7 14/04/2025 Dr. Babasaheb Ambedkar Jayanti/vishu/biju/buisu Festival/maha Vishuva Sankranti/tamil New Year Day/bohag Bihu/cheiraoba
8 18/04/2025 Good Friday
9 01/05/2025 Maharashtra Din/may Day (labor Day)
10 12/05/2025 Buddha Purnima
11 07/06/2025 Bakri Eid (eid-ul-zuha)
12 15/08/2025 Independence Day/parsi New Year (shahenshahi)/janmashtami
13 27/08/2025 Ganesh Chaturthi/samvatsari (chaturthi Paksha)/varasiddhi Vinayaka Vrata/ganesh Puja/vinayakarchathurthi
14 05/09/2025 Id-e-milad/milad-un-nabi Or Id-e Milad (birthday Of Prophet Mohammad) (bara Vafat)/thiruvonam/milad-i-sherif
15 02/10/2025 Mahatma Gandhi Jayanti/dasara/vijaya Dashami/dussehra/durga Puja (dasain)/janmotsav Of Sri Srisankardeva
16 21/10/2025 Diwali Amavasya (laxmi Pujan)/deepawali/govardhan Pooja
17 22/10/2025 Diwali (bali Pratipada)/vikram Samvant New Year Day/govardhan Pooja/balipadyami, Laxmi Puja (deepawali)
18 05/11/2025 Guru Nanak Jayanti/kartika Purnima/rahas Purnima
19 25/12/2025 Christmas